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Why am I seeing 'insufficient funds'?

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Sometimes a transaction is refused even though you appear to have enough credit in your account. Here's why.

When you attempt to purchase a product where the total cost is greater than the amount in your current credit balance you will see a message saying 'Insufficient funds'.

To make a deposit go to your account page and click on the Deposit Funds link. We accept most major debit and credit cards.

My balance says I have more credit than the product I'm trying to buy

Your balance is composed of two separate amounts, a 'real money' balance and a promotional balance, usually awarded when you redeem a voucher. Real money balances can be used to purchase any item--including mail order books and telephone subscription services--whereas promotional balances can only be used for Race Passes, downloads or other purchase consumed directly on the site.

Your account management page shows how your balance is currently composed.

If a purchase is eligible to be bought with promotional credit we use that first. Promotional credits must be used within six months. You can find out more about this on the terms of use page.

If you're still having problems, please contact us for further assistance.

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Free Daily Race Pass

LATEST HORSE RACING RESULTS

17:30 KILLARNEY

1st G. B. Noonan silk 4. LIPA K (IRE) 5/16
2nd Mr P. W. Mullins silk ½ 2. FELIX SUMMUS (IRE) 6/42.5f
3rd Mr J. J. Codd silk ½ 9. THEMANINTHEBOOTS (IRE) 5/23.5
J: G. B. Noonan (7)  
All 11 ran.
FULL RESULT

17:15 NAAS

1st C. T. Keane silk 4. HALE BOPP (IRE) 4/15
2nd J. Coen silk 1. LONGBOURN (IRE) 12/113
3rd Declan McDonogh silk 11. COINS CROSS (IRE) 6/17
J: C. T. Keane  
13 ran. NRs: 12  6 
FULL RESULT

17:10 RIPON

1st Sam James silk 5. MISS BRITAIN (IRE) 3/14f
2nd Faye McManoman silk 4. WOODLANDS CHARM (IRE) 16/117
3rd David Allan silk hd 6. PRAYER MATT 7/24.5
J: Sam James  
T: Gemma Tutty  
All 14 ran.
FULL RESULT

17:00 KILLARNEY

1st S. Fitzgerald silk 8. STEALTHY TOM (IRE) 5/42.25f
2nd Phillip Enright silk 10. PRESENTING CODY (IRE) 12/113
3rd L. P. Dempsey silk 12 7. SHES SOME DOLL (IRE) 8/19
J: S. Fitzgerald (5)  
15 ran. NRs: 16  17  18 
FULL RESULT

16:52 STRATFORD-ON-AVON

1st Kevin Jones silk 2. COPSHILL LAD (IRE) 4/51.8f
2nd Sam Twiston-Davies silk 6. THE KNIPHAND (FR) 11/43.75
J: Kevin Jones  
All 7 ran.
FULL RESULT

16:45 NAAS

1st S. M. Crosse silk 3. AMORTENTIA (IRE) 5/23.5f
2nd Shane Foley silk ½ 4. COWBOY JUSTICE 9/110
3rd R. Whearty silk 8. EASTERN WIND 8/19
J: S. M. Crosse  
All 10 ran.
FULL RESULT

16:40 RIPON

1st Daniel Tudhope silk 4. HOLOCENE 4/51.8f
2nd Joe Fanning silk 7. YORKINDNESS 4/15
5 ran. NRs: 2  5 
FULL RESULT

16:40 HOPPEGARTEN

1st Rene Piechulek silk 5. LOFT (GER) 32/10f
2nd Alberto Sanna silk ½ 3. DOLCETTO (GER) 53/10
3rd Martin Seidl silk 2. DIAMANTIS (GER) 53/10
All 11 ran.
FULL RESULT

16:37 LONGCHAMP

1st Maxime Guyon silk 7. GOLDISTYLE (IRE) 9/1
2nd Hollie Doyle silk 4. INTERNATIONALANGEL (IRE) 22/10jf
J: Maxime Guyon  
All 7 ran.
FULL RESULT
Go to Horse Racing Results