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Why am I seeing 'insufficient funds'?

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Sometimes a transaction is refused even though you appear to have enough credit in your account. Here's why.

When you attempt to purchase a product where the total cost is greater than the amount in your current credit balance you will see a message saying 'Insufficient funds'.

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My balance says I have more credit than the product I'm trying to buy

Your balance is composed of two separate amounts, a 'real money' balance and a promotional balance, usually awarded when you redeem a voucher. Real money balances can be used to purchase any item--including mail order books and telephone subscription services--whereas promotional balances can only be used for Race Passes, downloads or other purchase consumed directly on the site.

Your account management page shows how your balance is currently composed.

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LEOPARDSTOWN 14:30

Sunday 28 December
5. GALOPIN DES CHAMPS (FR) 186
P. Townend silk P. Townend horse for course
W. P. Mullins, Ireland
9. INOTHEWAYURTHINKIN (IRE) 185
M. P. Walsh silk M. P. Walsh horse for course
Gavin Patrick Cromwell, Ireland
6. GERRI COLOMBE (FR) 183
J. W. Kennedy silk J. W. Kennedy
Gordon Elliott, Ireland
Go to full race

LATEST HORSE RACING RESULTS

13:28 CATTERICK BRIDGE

1st Theo Gillard silk 2. SUPREME GEORGE (IRE) 7/24.5
2nd Danny McMenamin silk 3. CLASSICAL STING 5/61.83f
J: Theo Gillard  
4 ran. NRs: 4 
QUICK RESULT

13:20 LEOPARDSTOWN

1st D. J. O'Keeffe silk 4. KOKTAIL DIVIN (FR) 11/43.75
2nd P. Townend silk 21 3. KISS WILL (FR) 2/13f
3rd M. P. Walsh silk 4 7. SHUFFLE THE DECK (IRE) 5/16
All 9 ran.
QUICK RESULT

13:12 LEICESTER

1st Caoilin Quinn silk 1. CASA LOUPI 10/111.9f
2nd Fern O'Brien silk 3. BIGZ BELIEF (IRE) 10/34.33
5 ran. NRs: 2  7 
FULL RESULT

13:05 LIMERICK

1st D. E. Mullins silk 12. YOU PROOF (FR) 3/14
2nd M. P. O'Connor silk 8. KING'S BUCKS (FR) 4/51.8f
3rd Mr M. J. O'Neill silk 1. MINELLA EMPEROR (IRE) 11/112
13 ran. NRs: 6 
FULL RESULT

13:00 SOUTHWELL

1st Hector Crouch silk 1. FIGHT YOUR CORNER (IRE) 5/23.5
2nd Billy Loughnane silk ¾ 5. NICATOR (FR) 2/13
3rd Cieren Fallon silk hd 9. CERELIA (IRE) 15/82.87f
T: James Tate  
All 10 ran.
FULL RESULT

12:53 CATTERICK BRIDGE

1st Jonjo O'Neill Jr. silk 2. KAKA'S COUSIN (IRE) 1/12f
2nd Jonathan Burke silk 1. BALLYEASTON (IRE) 13/82.62
All 6 ran.
FULL RESULT

12:45 LEOPARDSTOWN

1st M. J. Kenneally silk 5. THE NAGGER REIDY 9/25.5f
2nd Sean Flanagan silk ns 1. HGRANCA DE THAIX (FR) 22/123
3rd A. McGuinness silk 8. KING IN LOVE (FR) 25/126
4th B. Hayes silk 22. ROCKONLIAM (IRE) 15/28.5
J: M. J. Kenneally (7)  
23 ran. NRs: 12  2  9 
FULL RESULT

12:37 LEICESTER

1st Sean Bowen silk 1. BALLYMACKIE (IRE) 5/61.83f
2nd Lilly Pinchin silk 6 4. MOOR END (IRE) 4/15
3rd Gavin Sheehan silk 6 6. KAPAMAZOV 4/15
J: Sean Bowen  
T: Olly Murphy  
All 8 ran.
FULL RESULT

12:30 LIMERICK

1st D. E. Mullins silk 10. KING RASKO GREY (FR) 16/54.2
2nd D. King silk 3. SHUTTLE DIPLOMACY (FR) 18/119
3rd T. R. Costello silk 3 2. KAISER BALL (FR) 13/27.5
18 ran. NRs: 19 
FULL RESULT
Go to Horse Racing Results